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Healthcare TechnologyBuilt in Africa

The platform behind medical schemes that actually work.

LCT Africa handles member verification, claims automation, pre-authorization, provider management, benefits configuration, and real-time analytics. Built for Kenya and beyond.

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Trusted by 3,500+ providers across Kenya

LCT Africa
Sample data
● LIVE
JK

3,500+

Providers

Networked

1M+

Lives

Verified

KES 14B+

Claims Value

Processed

150+

Schemes

Managed

Recent Verifications

Jane Doe

General Hospital

Verified

Richard Roe

Regional Referral

Verified

Magdalene Nyawira

Mission Hospital

Pending

John Doe

County Hospital

Verified

Mary Major

Children's Clinic

Verified

John Jackson

Teaching Hospital

Verified

Claims Today

Submitted142
Approved128
Pending11
Rejected3

Active Schemes

Sample Insurance
48K
Example Assurance
31K
County Scheme
100K
Corporate Scheme
12K
BiometricsClaimsMembersProviders
Last sync: just now

3,500+

Service Providers

150+

Schemes Managed

1M+

Lives

KES 14B+

Claims Value Processed

About LCT Africa

Transforming healthcare in Africa, through technology.

We're a Kenyan health-tech company building the infrastructure that medical schemes, hospitals, and counties run on.

LCT Africa is a premier healthcare technology provider, offering a comprehensive administration platform tailored for the streamlined management of medical schemes. We integrate the latest advancements in cloud computing, artificial intelligence, cryptographic data integrity, and data analytics into one platform: biometric verification, e-claims, member and provider management, benefits configuration, and real-time reporting.

Headquartered in Nairobi, we serve insurers, corporates, healthcare providers, and county UHC programmes across Kenya, with a vision to scale across the African continent. Our tagline says it best: Simple, Efficient & Secure.

NAIROBI, KENYA

Est.

2014

Simple, Efficient & Secure

Trusted By

Kenya's leading insurers, hospitals, counties, and corporates

Jubilee Insurance
APA Insurance
Britam Insurance
MUA Insurance
Minet Kenya
Majani Insurance Brokers
Transnep Insurance Brokers
KenGen
Kenya Power
Kenya Revenue Authority
KTDA
Weetabix EA
PrideInn Hotels
G4S Kenya
Jubilee Insurance
APA Insurance
Britam Insurance
MUA Insurance
Minet Kenya
Majani Insurance Brokers
Transnep Insurance Brokers
KenGen
Kenya Power
Kenya Revenue Authority
KTDA
Weetabix EA
PrideInn Hotels
G4S Kenya
Construction Support
Garissa County
Murang'a County
Kirinyaga County
Mandera County
Wajir County
Bungoma County
Taita-Taveta County
Judiciary of Kenya
KEFRI
Kibabii University
Kenyatta National Hospital
Mater Hospital
AIC Kijabe Hospital
Construction Support
Garissa County
Murang'a County
Kirinyaga County
Mandera County
Wajir County
Bungoma County
Taita-Taveta County
Judiciary of Kenya
KEFRI
Kibabii University
Kenyatta National Hospital
Mater Hospital
AIC Kijabe Hospital

Our Services

One platform. Six core modules, plus analytics and a member mobile app.

Connected, automated, and built on four technology pillars.

Cloud Computing
Artificial Intelligence
Secure Data Integrity
Data Analytics
VERIFIED
ID · 00824-KE

Biometric Identification

Eliminate identity fraud with fingerprint and facial verification at the point of care. The only portable billing device in the industry.

Members · Sample data1,247,823 total
JD

Jane Doe

Premium

Active
RR

Richard Roe

Standard

Active
MM

Mary Major

Family

Pending

1.1M

Active

12K

Pending

3K

Terminated

Member Management

A complete member lifecycle: onboarding, eligibility, dependants, plan changes, and terminations, all in one intuitive console.

Claims PipelineToday
142
Submitted
38
In Review
91
Approved
78
Paid
Approval rate90.1%

Claims Management

End-to-end e-claims with automated adjudication, document attachments, and fraud-detection rules built in.

City HospitalCentral HospitalMission HospitalTeaching HospitalMaternity Centre3,500+ Providers

Provider Management

Manage your provider panel, contracts, tariffs, and performance from a single dashboard.

Plan ConfigurationLive
Inpatient LimitKES 2M
OutpatientKES 150K
DentalKES 30K
OpticalKES 20K
Plans configured50+ active

Benefits Management

Configure plans, limits, copays, and exclusions without engineering tickets. Roll out new products in days, not quarters.

Care Monitor
72 bpm

94%

Pre-auth

1.2K

Open Cases

3

Alerts

Care Management

Pre-authorisation workflows, case management, and chronic-condition tracking that improve outcomes and control costs.

What sets us apart

Three things you will not find bundled elsewhere

Real-time Analytics

Utilisation, cost and provider performance the moment a claim lands. No overnight batch, no waiting on finance.

Automated Pre-authorisation

Rules-driven pre-auth decisions at the point of care, so members are not left waiting at the counter.

Employer Portal

HR teams see scheme usage, benefit balances and claims activity for their workforce without raising a ticket.

Claims Automation

From submission to settlement, without the paper trail.

LCT's claims engine automates adjudication against scheme rules, flags anomalies, routes exceptions, and settles approved claims in days, not weeks. Fewer rejections. Less leakage. Zero spreadsheets.

< 3 daysaverage claim turnaround
97%straight-through processing rate
↓ 40%reduction in claims leakage
Claims Queue
Sample data● Live
Jane DoeCLM-4821
KES 12,400Approved
Richard RoeCLM-4820
KES 8,750Processing
Amina HassanCLM-4819
KES 34,200Under Review
Avg. turnaround2.8 days
STP rate97.2%

How It Works

From enrolment to reimbursement: one continuous workflow

Six steps. One platform. Zero paperwork.

01
Step 01

Enrol

Members are onboarded via the LCT app or scheme portal. Biometrics captured at any panel provider on first visit.

Member OnboardingStep 1 of 5
JM

Jane Doe

Member ID: KE-00824

Sample Health Scheme · Premium Plan

Active
Capturing biometrics: please hold still

Illustrative view. Sample data, not actual member records.

Our Commitment

Simple. Efficient. Secure.

Three words. The promise behind every design decision we make.

01
Onboard
02
Configure
03
Go Live
< 2 hr avg training
Simple

Complexity hidden. Clarity delivered.

A user-friendly interface that scheme administrators, healthcare providers, and members all find intuitive: clear workflows, plain language, minimal onboarding required.

Before → After LCT
Queue time
45 min< 2 min

96% reduction

Claim turnaround
3 weeks< 3 days

86% reduction

Efficient

Less paperwork. More healthcare.

Biometric verification cuts queue times from 45 minutes to under 2. E-claims compress turnaround from weeks to days. Every workflow is designed to move fast.

AES-256
TLS 1.3
DPA-KE
DPA Compliant
Secure

Built for healthcare data, from the ground up.

Enterprise-grade security designed for healthcare. Compliant with Kenya's Data Protection Act. Biometric templates stored with industry-standard cryptographic protection.

3,500+service providers
1M+lives
KES 14B+claims value processed
150+schemes managed
300+gadgets deployed

LCT Mobile App

Healthcare in your pocket.

Check your benefits, find a provider, view your claims history, and access your digital member card, anytime, anywhere. Built for Kenyan members, available on Android and iOS.

  • Digital member card with QR access
  • Provider locator with directions
  • Real-time benefits balance
  • Claims history and status
  • Pre-authorisation requests
  • Dependant management
  • Push notifications for claim updates
Download on the App StoreGet it on Google Play

Partners

Built with trusted partners across the healthcare ecosystem

The Nairobi Hospital
Aga Khan Hospital
Avenue Healthcare
Coptic Hospital
Gertrudes Children Hospital
KUTRRH
The Nairobi Hospital
Aga Khan Hospital
Avenue Healthcare
Coptic Hospital
Gertrudes Children Hospital
KUTRRH
The Balozi Hospital
Afya First Medical Centre
Livia Health
MyDawa
Vitraya
The Balozi Hospital
Afya First Medical Centre
Livia Health
MyDawa
Vitraya
Security & Compliance
KDPA 2019 CompliantAES-256 EncryptedTLS 1.3 in TransitRole-Based Access Control
Our full security posture
Currently onboarding new schemes

Ready to see LCT in action?

Book a 30-minute demo. We'll walk you through the modules that matter most for your organisation, and answer the hard questions.

No commitment required · Typical demo is 30 minutes